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vads_threeds_mpi

Description

This field indicates the merchant’s desire to challenge the buyer with a strong authentication during a payment. The final decision to perform strong authentication is made by the issuer.

Input field.

Format n1
Error code 50

Possible values
Use case Values Description
CHALLENGE: with cardholder interaction 1 Deprecated.
3 3DS Requestor Preference: Allows to request strong authentication for the transaction.
4 Challenge request mandate: Allows to indicate that, due to regulatory reasons, strong authentication is required for the transaction.
No merchant preference 0 or absent or empty The choice of the preference is transferred to the card issuer. If the issuer decides to perform an authentication without interaction (frictionless), the payment will be guaranteed.
5
Category Authentication of cardholder.
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25.22-1.11