Information request
An information request checks the validity of the card without debiting it.
It is a specific authorization request with an amount of F.
If the acquirer does not support this request, a 100 F authorization request is made without captured by the bank.
Holders of prepaid and immediate debit cards will see a virtual debit of F 100 on their account.
The amount is restored when the issuer cancels the authorization, which can take up to 30 days for debit cards.
Information request are sent in the following cases:
- Deferred payment, the capture date is beyond the authorization lifespan,
- Creation or update of a card token without payment.
These operations appear in the Merchant Back Office as a “Verification” type transaction.