Creating a token without payment
This case corresponds to a simple token creation.
- The merchant site submits a alias creation request.
The buyer selects the payment method to be registered, enters their payment method details and confirms the entry.
- The payment gateway initiates the cardholder’s authentication process with the issuer.
- Once the authentication is completed, the gateway proceeds with the registration request by providing the cardholder’s authentication details.
- The payment gateway notifies the merchant website about the result.
This operation results in the creation of a VERIFICATION type transaction, visible in the Merchant Back Office and possessing the following characteristics:
- its amount is 100 XPF or 0 XPF if supported by the acquirer,
- its status is either "Accepted" or "Refused",
- it is never captured and remains in the "Transactions is progress" tab.
The token will not be created if the authorization or information request is rejected.The gateway displays the receipt to the buyer. It contains:If you have configured the corresponding notification rules, the buyer will receive an e-mail with:- the newly created token,
- the buyer details.
- the banking details registration confirmation on the payment gateway of the shop,
- the buyer’s token that they can later use for another financial operation.