Creating a token during a payment
In this case, the parameters necessary for registration are completed by the parameters required for a payment request.
- The merchant site submits a payment request with alias creation.
The buyer selects the payment method to be registered, enters their payment method details and confirms the entry.
- The payment gateway initiates the cardholder’s authentication process with the issuer.Regulations require strong authentication for this use case.
Authentication is performed for the payment amount.
- Once the authentication is completed, the gateway proceeds with the authorization request by providing the cardholder’s authentication details.
- The payment gateway notifies the merchant website about the result.The token will not be created if the authorization or information request is rejected.The gateway displays the receipt to the buyer. It contains:If you have configured the corresponding notification rules, the buyer will receive an e-mail with:
- the payment result,
- the newly created token.
- the payment receipt,
- the banking details registration confirmation on the payment gateway of the shop,
- the buyer’s token that they can later use for another financial operation.