Creating a token during a recurring payment
In addition to the information used in the case of Creating a token without making a payment, this use case must also include information related to the recurring payment, such as:
- the initial amount of the recurring payment (amount used for the first installment/s) if it is different (optional),
- the amount of the recurring payment (amount of installments or the amount used for the following installments when the first one is different).
No payments will be made during the subscription. Only an information request will be made in order to validate the payment method details.
The first payment will be made once the due date is reached, between 12 a.m. and 5 a.m.
On the day of the order:
- The merchant site submits a request to create an alias and subscribe to a recurring payment.
The buyer selects the payment method that they would like to register, enters their payment method details and confirms the entry.
- The payment gateway initiates the cardholder’s authentication process with the issuer.
- Once the authentication is completed, the gateway proceeds with the registration request by providing the cardholder’s authentication details.
- The payment gateway notifies the merchant website about the result.This operation results in the creation of a VERIFICATION type transaction, visible in the Merchant Back Office and possessing the following characteristics:
- its amount is 100 XPF or 0 XPF if supported by the acquirer,
- its status is either "Accepted" or "Refused",
- it is never captured and remains in the "Transactions is progress" tab.
The token will not be created if the authorization or information request is rejected.The gateway displays the receipt to the buyer. It contains:If you have configured the corresponding notification rules, the buyer will receive an e-mail with:- the newly created token,
- the amounts of the recurring payment.
- the banking details registration confirmation on the payment gateway of the shop,
- the confirmation of the recurring payment registration.
Upon each installment:
- The payment gateway makes an authorization request for the installment amount.
- The issuer proceeds with the authorization request.
- If the merchant has enabled the notification rule Instant Payment Notification URL when creating recurring payments, the payment gateway notifies the merchant site of the payment result.