List of authorization request return codes
The return codes of the authorization request are returned by the issuing bank (if available).
Codes returned by the CB network:
| Value | Description | Grounds of fraud | Value | Description | Grounds of fraud |
|---|---|---|---|---|---|
| 00 | Approved or successfully processed transaction | 43 | Stolen card | YES | |
| 02 | Contact the card issuer | 51 | Insufficient balance or exceeded credit limit | ||
| 03 | Invalid acceptor | YES | 54 | Expired card | YES |
| 04 | Keep the card | YES | 55 | Incorrect secret code | |
| 05 | Do not honor | YES | 56 | Card absent from the file | YES |
| 07 | Keep the card, special conditions | YES | 57 | Transaction not allowed for this cardholder | YES |
| 08 | Confirm after identification | 58 | Transaction not allowed for this cardholder | ||
| 12 | Incorrect Transaction Code | YES | 59 | Suspected fraud | YES |
| 13 | Incorrect Transaction Amount | YES | 60 | The acceptor of the card must contact the acquirer | |
| 14 | Invalid cardholder number | YES | 61 | Withdrawal limit exceeded | |
| 15 | Unknown issuer | YES | 63 | Security rules unfulfilled | YES |
| 17 | Canceled by the buyer | 68 | Response not received or received too late | ||
| 19 | Retry later | 75 | Number of attempts for entering the secret code has been exceeded | ||
| 20 | Incorrect response (error on the domain server) | 76 | The cardholder is already blocked, the previous record has been saved | YES | |
| 24 | Unsupported file update | 80 | Contactless payment is not accepted by the issuer | YES | |
| 25 | Unable to locate the registered elements in the file | 81 | Unsecured payment is not accepted by the issuer | YES | |
| 26 | Duplicate registration, the previous record has been replaced | 82 | Revocation of recurring payment for the card of a specific Merchant or for the MCC and the card | YES | |
| 27 | File update edit error | 83 | Revocation of all recurring payments for the card | YES | |
| 28 | Denied access to file | 90 | Temporary shutdown | ||
| 29 | Unable to update | 91 | Unable to reach the card issuer | ||
| 30 | Format error | 94 | Duplicate transaction | ||
| 31 | Unknown acquirer company ID | YES | 96 | System malfunction | |
| 33 | Expired card | YES | 97 | Overall monitoring timeout | |
| 34 | Suspected fraud | YES | 98 | Server not available, new network route requested | |
| 38 | Expired card | 99 | Initiator domain incident | ||
| 41 | Lost card | YES |