Payment with the token creation option for the cardholder
At the moment of payment, the buyer has the possibility to remember the bank details for later by ticking the corresponding checkbox. This completely secure operation facilitates future purchases for the buyer.
- The merchant site submits a payment request.
The buyer selects the payment method to register and enters their payment method details.
The buyer can check a box to give their consent for their payment method to be registered by the payment gateway. By default, this checkbox is unchecked.
- The payment gateway initiates the cardholder’s authentication process with the issuer.
- Once the authentication is completed, the gateway proceeds with the authorization request by providing the cardholder’s authentication details.
- The payment gateway notifies the merchant website about the result.The token will not be created if the authorization or information request is rejected.The gateway displays the receipt to the buyer. It contains:If you have configured the corresponding notification rules, the buyer will receive an e-mail with:
- the payment result,
- the potentially created token.
- the payment receipt,
- the banking details registration confirmation on the payment gateway of the shop,
- the buyer’s token that they can later use for another financial operation.