Information request
An information request is an operation that allows to verify the validity of the card, without debiting it.
This is a specific type of authorization request, the amount of which is 0F.
When the acquirer does not support information requests, the only way to verify a card is to make a F 100 authorization request, without capturing it at the bank.
Holders of prepaid and immediate debit cards will see a virtual debit of F 100 on their account.
Depending on the card type, the outstanding balance of the card is then restored when the issuer cancels the F 100 authorization request (up to 30 days for debit cards).
- For a deferred payment, if the capture date is beyond the authorization lifespan
- When creating a card token without a payment
- When updating a card token
Information requests (or F 100 authorizations, if applicable) are represented in the Merchant Back Office by a “Verification” type transaction.