OTP OSB - Invalid OTP

To test this scenario, use the card number below:

CARD	Expiry date	Label
9250003140000000227	To be chosen	PRIV_OPT

Exchange flow

1. Initial call to the PCI/Charge/Authenticate service.

{
  "amount":"990",
  "currency":"XPF",
  "transactionCategory":"PAYMENT",    
  "merchant": {
    "mid":"2222222"
  },
  "paymentForm": {
    "expiryMonth":"09",
    "expiryYear":"25",
    "networkPreference":"OSB",
    "pan":"9250003140000000227"
  },
  "customer": {
    "reference" : "11111"
  },  
  "device": {
    "acceptHeader":"text/html,application/xhtml+xml,application/xml;q=0.9,image/avif,image/webp,image/apng,*/*;q=0.8,application/signed-exchange;v=b3;q=0.9",
    "colorDepth":"24",
    "deviceType":"BROWSER",
    "ip":"69.89.31.226",
    "javaEnabled":false,
    "language":"fr-FR",
    "screenHeight":"1024",
    "screenWidth":"1280",
    "timeZoneOffset":"-120",
    "userAgent":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/90.0.4430.212 Safari/537.36"
  },
  "protocolRequest": {
    "name":"OSB",
    "version":"1",
    "challengePreference":"NO_PREFERENCE"
  }
}

2. Return with a CHALLENGE instruction for redirection to the authentication page (iFrame visible).

{
  "webService":"PCI/Charge/Authenticate",
  "version":"V4",
  "applicationVersion":"5.24.0",
  "serverDate":"2021-05-21T13:37:41+00:00",
  "ticket":"85e682f0cc4f4800b34a16fe4bf33503",
  "applicationProvider":"",
  "metadata":null,
  "status":"SUCCESS",
  "mode":"TEST",
  "serverUrl":"https://api.secure.osb.pf",
  "_type":"V4/WebService/Response",
  "answer":{
    "id":"4b69e6ba-7edb-4871-aded-162cb5353731",
    "protocol":{
      "name":"OSB",
      "version":"1.0.0",
      "network":"OSB",
      "challengePreference":"NO_PREFERENCE",
      "simulation":true,
      "_type":"V4/Charge/Authenticate/Protocol"
    },
    "value":{
      "instructionType":"FORM",
      "name":"CHALLENGE",
      "timeout":120,
      "target":{
        "element":"IFRAME",
        "visible":true,
        "width":390,
        "height":595,
        "_type":"V4/Charge/Authenticate/InstructionTarget",
        "showUrl":false
      },
      "http":{
        "method":"POST",
        "url":"https://pass.sample-acs.net/public/v1/otp/OSB/1.0.0/4b69e6ba-7edb-4871-aded-162cb5353731/challenge",
        "body":{
          "sessionData":"H4sIAAAAAAAAAD1SyZ..."
        },
        "_type":"V4/Charge/Authenticate/HttpRequest"
      },
      "_type":"V4/Charge/Authenticate/AuthenticationInstruction"
    },
    "_type":"V4/AuthenticationResponseData"
  }
}

3. Redirection to the ACS in the iFrame, cardholder authentication.

The characteristics of the Iframe are given in the answer.value.target object. The form to be displayed in the Iframe is described in the answer.value.http object.

4. Return via the browser with an instruction result.

{
  "eventName":"LYRA_AUTH_INSTRUCTION_RESULT",
  "value":{
    "name":"CHALLENGE",
    "value":"eyJjZXJ0aWZpY2...",
    "protocol":{
      "name":"OSB",
      "version":"1.0.0",
      "network":"OSB",
      "challengePreference":"NO_PREFERENCE",
      "simulation":true
    }
  }
}

5. A new call to the PCI/Charge/Authenticate service transmitting this result.

{
  "amount":"990",
  "currency":"XPF",
  "transactionCategory":"PAYMENT",    
  "merchant": {
    "mid":"2222222"
  },
  "paymentForm": {
    "expiryMonth":"09",
    "expiryYear":"25",
    "networkPreference":"OSB",
    "pan":"9250003140000000227"
  },
  "customer": {
    "reference" : "11111"
  },  
  "device": {
    "acceptHeader":"text/html,application/xhtml+xml,application/xml;q=0.9,image/avif,image/webp,image/apng,*/*;q=0.8,application/signed-exchange;v=b3;q=0.9",
    "colorDepth":"24",
    "deviceType":"BROWSER",
    "ip":"69.89.31.226",
    "javaEnabled":false,
    "language":"fr-FR",
    "screenHeight":"1024",
    "screenWidth":"1280",
    "timeZoneOffset":"-120",
    "userAgent":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/90.0.4430.212 Safari/537.36"
  },
  "protocolRequest": {
    "name":"OSB",
    "version":"1",
    "challengePreference":"NO_PREFERENCE"
  },
  "id":"4b69e6ba-7edb-4871-aded-162cb5353731",
  "instructionResult": {
    "name" : "CHALLENGE",      
    "protocol" : {
      "name" : "OSB",
      "network":"OSB",
      "version" : "1.0.0",
      "challengePreference":"NO_PREFERENCE",
      "simulation": 1
    },
    "value":"eyJjZXJ0aWZpY2F0ZSI6Il..."
  }      
}

6. Answer of the payment gateway server with the final authentication result.

{
  "webService":"PCI/Charge/Authenticate",
  "version":"V4",
  "applicationVersion":"5.24.0",
  "serverDate":"2021-05-21T13:49:09+00:00",
  "ticket":"85e682f0cc4f4800b34a16fe4bf33503",
  "applicationProvider":"OSB",
  "metadata":null,
  "status":"SUCCESS",
  "mode":"TEST",
  "serverUrl":"https://api.secure.osb.pf",
  "_type":"V4/WebService/Response",
  "answer":{
    "id":"4b69e6ba-7edb-4871-aded-162cb5353731",
    "protocol":{
      "name":"OSB",
      "version":"1.0.0",
      "network":"OSB",
      "challengePreference":"NO_PREFERENCE",
      "simulation":true,
      "_type":"V4/Charge/Authenticate/Protocol"
    },
    "value":{
      "authenticationType":"CHALLENGE",
      "authenticationId":{
        "authenticationIdType":"dsTransId",
        "value":"4b69e6ba-7edb-4871-aded-162cb5353731",
        "_type":"V4/Charge/Authenticate/AuthenticationId"
      },
      "status":"FAILED",
      "extension":{
        "authenticationType":"OSB_V1",
        "responseCode":"00",
        "infoSupp":[
          "simulator",
          "input error count : 3"
        ],
        "_type":"V4/Charge/Authenticate/AuthenticationResultExtensionOsbV1"
      },
      "reason":{
        "code":"AUTHENTICATION_ERROR",
        "message":"simulator|input error count : 3",
        "_type":"V4/Charge/Authenticate/AuthenticationResultReason"
      },
      "_type":"V4/Charge/Authenticate/AuthenticationResult"
    },
    "_type":"V4/AuthenticationResponseData"
  }
}

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